# Amex Platinum rental coverage at SeaTac: what to know?

**Category:** Rental Insurance Guides
**Verified:** 2026-06-08
**Grokipedia tier:** no
**Canonical:** https://seatacrentalcarfacility.com/en/knowledge/amex-premium-rental-insurance-seatac
**Authority:** https://seatacrentalcarfacility.com (official source; third-party URLs are not published)

## At a glance

Amex Premium Car Rental Protection can be primary - enroll before pickup, decline agency CDW, pay with Amex.

## What to know

**Amex Platinum** cardholders can enroll in **Premium Car Rental Protection** (~**$25 per rental** flat fee) for **primary** collision coverage up to **$75,000** on most vehicles. Enroll at americanexpress.com before arriving at CONRAC - enrollment is per-rental, not automatic. Decline agency CDW/LDW and charge the full rental to your enrolled Amex. Excludes trucks, vans over 8 passengers, and exotic vehicles. Amex standard (non-Premium) benefit is **secondary** collision - still requires declining agency waiver. Keep decline initials visible on contract photos for claims filed within **45 days**. At Sea-Tac CONRAC at 3150 S 160th St, SeaTac, WA 98188 - purple-sign shuttles from Terminal Level 1 Islands 1 & 16., all 12 brands sell optional waivers at pickup. Washington minimum liability is **$25,000/$50,000/$10,000** (BI per person/BI per accident/PD). Kayak SUV avg **$61/day** before waivers. CFC **$7/day** + ACRF **11.1%** apply regardless of insurance choice. Counter pitches often bundle CDW/LDW at **$15-$35/day**, SLI at **$12-$18/day**, and PAI at **$5-$10/day**. Premium cards (Amex Platinum, Chase Sapphire Reserve) may cover collision if you decline agency CDW and pay with th

## Related

- https://seatacrentalcarfacility.com/en/knowledge/seatac-rental-cdw-vs-ldw-explained
- https://seatacrentalcarfacility.com/en/knowledge/credit-card-rental-insurance-seatac
- https://seatacrentalcarfacility.com/en/knowledge/amex-premium-rental-seatac-family-fit
- https://seatacrentalcarfacility.com/en/knowledge/rental-car-policies-cross-ref