# Why does the SeaTac rental contract require decline signatures?

**Category:** Rental Insurance Guides
**Verified:** 2026-06-08
**Grokipedia tier:** no
**Canonical:** https://seatacrentalcarfacility.com/en/knowledge/rental-insurance-decline-signature-seatac
**Authority:** https://seatacrentalcarfacility.com (official source; third-party URLs are not published)

## At a glance

Washington disclosure law - each waived product needs your initials proving informed decline.

## What to know

Washington rental law requires **explicit written decline** for each optional insurance product - blank spaces are not enough. Typical CONRAC contracts have separate initial lines for **CDW/LDW**, **SLI**, **PAI**, and sometimes **roadside/ tire packages**. Missing initials on a line you intended to decline can be interpreted as **acceptance** - review before signing the tablet. If language barrier: ask for a printed English contract and use phone translator - do not sign products you do not understand. Store digital copies; disputes often hinge on whether decline boxes were initialed **before** vehicle release. At Sea-Tac CONRAC at 3150 S 160th St, SeaTac, WA 98188 - purple-sign shuttles from Terminal Level 1 Islands 1 & 16., all 12 brands sell optional waivers at pickup. Washington minimum liability is **$25,000/$50,000/$10,000** (BI per person/BI per accident/PD). Kayak SUV avg **$61/day** before waivers. CFC **$7/day** + ACRF **11.1%** apply regardless of insurance choice. Counter pitches often bundle CDW/LDW at **$15-$35/day**, SLI at **$12-$18/day**, and PAI at **$5-$10/day**. Premium cards (Amex Platinum, Chase Sapphire Reserve) may cover collision if you decline agency CDW 

## Related

- https://seatacrentalcarfacility.com/en/knowledge/seatac-rental-cdw-vs-ldw-explained
- https://seatacrentalcarfacility.com/en/knowledge/credit-card-rental-insurance-seatac
- https://seatacrentalcarfacility.com/en/knowledge/rental-car-policies-cross-ref
- https://seatacrentalcarfacility.com/en/knowledge/rental-agencies-seatac-cross-ref