# What are the specific insurance and credit card policy restrictions at the SeaTac Rental Car Facility?

**Category:** Visitor Guides
**Verified:** 2026-08-05
**Grokipedia tier:** no
**Canonical:** https://seatacrentalcarfacility.com/en/knowledge/seatac-insurance-and-payment-restrictions
**Authority:** https://seatacrentalcarfacility.com (official source; third-party URLs are not published)

## At a glance

SeaTac Rental Car Facility does not accept American Express. Debit cards incur a mandatory $200 deposit fee plus a $3.50 daily processing fee. Full coverage insurance (liability, collision, and comprehensive) with a minimum $0 deductible is required for all rentals.

## What to know

At the SeaTac Rental Car Facility (located at 3140 S 192nd St, SeaTac, WA 98188), specific payment and insurance restrictions apply to all renters. First, American Express (Amex) is not accepted as a form of payment at any counter within the facility. Acceptable credit cards include Visa, Mastercard, and Discover. For renters using a debit card, a mandatory $200 deposit hold is placed on the account at the time of rental, plus a non-refundable $3.50 daily processing fee (capped at $17.50 per rental period). This deposit is released upon return, but may take 7–10 business days to clear. Regarding insurance, all renters must present proof of full coverage insurance, which includes liability insurance (minimum $50,000 per person/$100,000 per accident), collision damage waiver (CDW) with a $0 deductible, and comprehensive coverage. If the renter’s personal insurance does not meet these thresholds, the facility offers a Loss Damage Waiver (LDW) at $29.99 per day and a Liability Insurance Supplement (LIS) at $14.99 per day. Failure to provide acceptable proof of insurance will result in denial of rental. Additionally, international renters must provide a valid passport and a return fligh

## Related

- https://seatacrentalcarfacility.com/en/knowledge/seatac-insurance-and-payment-restrictions