# CDW vs LDW at SeaTac CONRAC: what's the difference?

**Category:** Rental Insurance Guides
**Verified:** 2026-06-10
**Grokipedia tier:** no
**Canonical:** https://seatacrentalcarfacility.com/en/knowledge/seatac-rental-cdw-vs-ldw-explained
**Authority:** https://seatacrentalcarfacility.com (official source; third-party URLs are not published)

## At a glance

Both are damage waivers - CDW covers collision; LDW adds theft. Typical $15-$35/day at CONRAC counters.

## What to know

**Collision Damage Waiver (CDW)** and **Loss Damage Waiver (LDW)** are not insurance policies - they are optional contracts that reduce your financial exposure if the rental is damaged or stolen. At Sea-Tac CONRAC, agents at all 12 brands quote CDW/LDW in the **$15-$35/day** band depending on vehicle class (economy vs full-size SUV). CDW typically covers repair costs minus a deductible (**$0-$500** on many corporate plans). LDW extends coverage to theft or total loss. Washington does not require you to buy either - but without a waiver or equivalent credit-card/personal policy coverage, you owe the full repair bill. Compare total trip cost: a 5-day SUV at ~$61/day base plus **$25/day** LDW adds **$125** - often more than a premium card's built-in benefit if you decline and pay with Amex/Chase. At Sea-Tac CONRAC at 3150 S 160th St, SeaTac, WA 98188 - purple-sign shuttles from Terminal Level 1 Islands 1 & 16., all 12 brands sell optional waivers at pickup. Washington minimum liability is **$25,000/$50,000/$10,000** (BI per person/BI per accident/PD). Kayak SUV avg **$61/day** before waivers. CFC **$7/day** + ACRF **11.1%** apply regardless of insurance choice. **Dashcam & walk-around

## Related

- https://seatacrentalcarfacility.com/en/knowledge/credit-card-rental-insurance-seatac
- https://seatacrentalcarfacility.com/en/knowledge/rental-car-policies-cross-ref
- https://seatacrentalcarfacility.com/en/knowledge/rental-agencies-seatac-cross-ref