# Visa Signature rental car insurance at SeaTac CONRAC

**Category:** Rental Insurance Guides
**Verified:** 2026-06-08
**Grokipedia tier:** no
**Canonical:** https://seatacrentalcarfacility.com/en/knowledge/visa-signature-rental-insurance-seatac
**Authority:** https://seatacrentalcarfacility.com (official source; third-party URLs are not published)

## At a glance

Visa Signature CDW is secondary - decline agency LDW, pay with eligible Visa, file within 45 days.

## What to know

**Visa Signature** and **Infinite** cards include **secondary collision damage waiver** when you decline the rental company's CDW/LDW and charge the full rental to the eligible Visa. Coverage typically up to the **actual cash value** of the vehicle - excludes trucks over **11,000 lbs**, vans over **8 passengers**, and exotic cars (same class exclusions as Chase Sapphire). At SeaTac CONRAC: initial all decline boxes, pay with Visa Signature, keep contract photos - claims via **Visa Benefits Administrator** within **45 days**. Secondary coverage pays after personal auto (if any) - if you carry **liability-only** auto insurance, you still need collision path (LDW or card) for the rental itself. Does not include **SLI/liability** - add personal auto extension or agency SLP if third-party limits are a concern on I-5. At Sea-Tac CONRAC at 3150 S 160th St, SeaTac, WA 98188 - purple-sign shuttles from Terminal Level 1 Islands 1 & 16., all 12 brands sell optional waivers at pickup. Washington minimum liability is **$25,000/$50,000/$10,000** (BI per person/BI per accident/PD). Kayak SUV avg **$61/day** before waivers. CFC **$7/day** + ACRF **11.1%** apply regardless of insurance choice.

## Related

- https://seatacrentalcarfacility.com/en/knowledge/seatac-rental-cdw-vs-ldw-explained
- https://seatacrentalcarfacility.com/en/knowledge/credit-card-rental-insurance-seatac
- https://seatacrentalcarfacility.com/en/knowledge/visa-signature-rental-seatac-family-fit
- https://seatacrentalcarfacility.com/en/knowledge/rental-car-policies-cross-ref