CONRAC insurance decision hub

Do you need rental insurance at SeaTac?

44 guides (29 general + 12 agencies + 3 models) --- Kayak-style decision flow grounded in Enterprise/Hertz counter disclosures and Washington minimum liability.

Find & book your rental CDW vs LDW guide

Visitor Guide (insurance chip)Insurance by model

Dashcam, GPS & prior damage --- what renters miss

Sea-Tac CONRAC agencies may log GPS tolls, telematics, or dashcam on select vehicles --- always photograph the exterior before leaving 3150 S 160th St. Prior collisions on your record rarely void waivers but can raise deposit holds ($200---$750). Start with CDW/LDW guide for walk-around and disclosure checklists.

Full CDW/LDW guide -

Decide coverage, then book

SeaTac rental insurance

CDW/LDW · SLI · credit card strategy

Find & book at SeaTac CDW vs LDW explained Kayak instant search Agency counter products →Back to insurance hub →

Coverage catalog (pulse-scored)

8 coverage types --- pulse scores, fit scores, and compare strips mirroring Cars V2 detail pages.

$0*91

CARD

Credit Card Rental Coverage

Secondary or primary collision when you decline CDW

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Collision & Loss Damage Waiver --- SeaTac CONRAC rental insurance

$15---$3584

CDW/LDW

Collision & Loss Damage Waiver

Covers rental vehicle damage or theft

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Deductible79

AUTO

Personal Auto Policy Extension

Collision + liability on rentals (30 days typical)

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Supplemental Liability Insurance --- SeaTac CONRAC rental insurance

$12---$1871

SLI

Supplemental Liability Insurance

Raises third-party limits above WA minimum

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Personal Accident Insurance --- SeaTac CONRAC rental insurance

$5---$1048

PAI

Personal Accident Insurance

Medical costs for driver/passengers in a crash

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~$25/rental76

AMEX

Amex Premium Car Rental Protection

Primary damage coverage ~$25/rental enrollment

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$30---$5558

BUNDLE

Agency Counter Bundle

CDW + SLI + PAI pitch ($30---$55/day typical)

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$6---$1252

ROADSIDE

Roadside & Tire Package

Flat tire, lockout, fuel delivery at CONRAC

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Compare other coverage

CDW/LDW

Collision & Loss Damage Waiver

$15---$35

Pulse 84

SLI

Supplemental Liability Insurance

$12---$18

Pulse 71

PAI

Personal Accident Insurance

$5---$10

Pulse 48

CARD

Credit Card Rental Coverage

$0*

Pulse 91

5-step coverage decision (before the counter)

Kayak/NerdWallet pattern --- verify card + auto policy before buying CDW/LDW/SLI at CONRAC.

1
Check your credit card
Visa Signature, Chase Sapphire, or Amex Platinum? Decline CDW/LDW, pay with that card, keep the signed decline contract.
Deep guide -
2
Call your auto insurer
US policies often extend collision + liability for 30 days. Confirm CONRAC fleet and SUV classes before declining.
Deep guide -
3
Decide damage waiver (CDW/LDW)
No card or personal collision? Buy LDW ($15---$35/day) or enroll Amex Premium (~$25/rental primary).
Deep guide -
4
Decide liability (SLI)
WA minimum is $25k/$50k/$10k --- low for I-5. Add SLI ($12---$18/day) if personal limits are under $500k.
Deep guide -
5
Skip duplicates (PAI / PEC)
Health insurance covers medical; homeowners covers luggage. Hertz bundles PAI+PEC --- usually skip both.
Deep guide -

Coverage type matrix

CONRAC counter products
Product	Covers	Typical $/day
CDW / LDW	Rental vehicle damage or theft	$15---$35
Supplemental Liability (SLI)	Third-party injury/property above state minimum	$12---$18
Personal Accident (PAI)	Driver/passenger medical in a crash	$5---$10
Roadside / tire package	Flat tire, lockout, fuel delivery	$6---$12

Washington includes minimum liability $25k/$50k/$10k --- not damage to the rental itself. CFC $7/day + ACRF 11.1% apply regardless of insurance choice.