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Rental Insurance Guides

CDW vs LDW at SeaTac CONRAC: what's the difference?

Verified: 2026-06-10

At a glance

Both are damage waivers - CDW covers collision; LDW adds theft. Typical $15-$35/day at CONRAC counters.

What to know

Waiver math, claim prep & dashcam/disclosure --- not duplicate shuttle tables

Coverage planning guide

Shuttle & pickup

Terminal Islands 1 & 16 - CONRAC (3150 S 160th St, SeaTac, WA 98188)

BandWaitNote
Off-peak5---8 minWeekday daytime
Peak10---15 minRush hours
Friday PM12---18 min~6 PM band

Out-the-door fees

Kayak base rate~$57/day
Facility charge (CFC)$7/day
Concession recovery (ACRF)11.1% (~$6/day)
Est. out-the-door~$70/day

What to expect on your trip

  • CONRAC agencies may equip select vehicles with dashcam or GPS telematics --- exterior walk-around photos before leaving the garage protect you if prior damage is disputed.
  • Prior collision or damage history on your driving record does not automatically void CDW/LDW, but counters may raise deposit holds ($200---$750) or restrict exotic/SUV classes.
Similar cars to consider
  • Compare total trip cost: a 5-day SUV at ~$61/day base plus $25/day LDW adds $125 - often more than a premium card's built-in benefit if you decline and pay with Amex/Chase.
Honest heads-up
Know this

Kayak averages hide CFC (~$7/day) and ACRF (11.1%) stacked on base rates. Compare all-in daily cost, not headline $/day.

Know this

Deposit holds are often confused with charges. At CONRAC, holds typically release 5---14 business days after return depending on bank batching.

Topic FAQs

Does CONRAC use dashcam on rental cars?

Some agencies at Sea-Tac CONRAC disclose dashcam or GPS logging in the rental agreement --- policies vary by brand. Walk-around photos before exit protect you regardless.

Will a previous collision affect my CDW/LDW?

Prior collisions rarely void waivers outright but may increase deposit holds or limit vehicle class. Pre-existing vehicle damage must be noted at pickup.

Related

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