SeaTac 租车要买个人财物险 (PEC) 吗？
核实日期： 2026-06-08
一览
通常可跳过 — Hertz 将 PEC 与 PAI 捆绑（$650/人上限）。家财险常涵盖行李。
须知要点
豁免对比、理赔准备与 dashcam/事故披露 — 非 shuttle 重复内容
保险决策要点
Shuttle 与取车
航站楼 Islands 1 & 16 → CONRAC（3150 S 160th St, SeaTac, WA 98188）
| 时段 | 等待 | 说明 |
|---|---|---|
| 非高峰 | 5–8 min | 平日白天 |
| 高峰 | 10–15 min | 早晚高峰 |
| 周五傍晚 | 12–18 min | 18:00 前后 |
全包费用拆解
| Kayak 基础价 | ~$57/day |
| 设施费 (CFC) | $7/day |
| 特许经营恢复 (ACRF) | 11.1% (~$6/day) |
| 估算全包价 | ~$70/day |
行程上你会遇到
- CONRAC agencies may equip select vehicles with dashcam or GPS telematics — exterior walk-around photos before leaving the garage protect you if prior damage is disputed.
- Prior collision or damage history on your driving record does not automatically void CDW/LDW, but counters may raise deposit holds ($200–$750) or restrict exotic/SUV classes.
- 个人财物险 (PEC) 保障租车内外被盗或损坏的行李 — 单独售约 $2–$5/天；Hertz 仅与 PAI 捆绑（Hertz 政策 $650/人、$1,950/次 上限）。
- Enterprise 称 PEC；Avis 为 PEP — 同一概念：保财物，排除现金、珠宝及超额电子产品。
- 有家财险/租客险的华盛顿租客常有 off-premises 财产保障 — CONRAC 购买重复 PEC 前致电 insurer。
诚实提醒
须知
Kayak averages hide CFC (~$7/day) and ACRF (11.1%) stacked on base rates. Compare all-in daily cost, not headline $/day.
须知
Deposit holds are often confused with charges. At CONRAC, holds typically release 5–14 business days after return depending on bank batching.