Should I buy personal effects coverage (PEC) at SeaTac rentals?
Verified: 2026-06-08
At a glance
Usually skip - Hertz bundles PEC with PAI ($650/person cap). Homeowners/renters insurance often covers luggage.
What to know
Waiver math, claim prep & dashcam/disclosure --- not duplicate shuttle tables
Similar cars to consider
- Compare PEC cost on a 7-day trip ($14-$35 total) vs your homeowners deductible ($500-$1,000) before accepting the counter bundle.
Honest heads-up
Know this
Kayak averages hide CFC (~$7/day) and ACRF (11.1%) stacked on base rates. Compare all-in daily cost, not headline $/day.
Know this
Deposit holds are often confused with charges. At CONRAC, holds typically release 5---14 business days after return depending on bank batching.
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